Student loan refinance after consolidating
You can do this before applying for the consolidation loan.
You may also be eligible for a new repayment plan of up to 25 years. Watch out there are common mistakes to avoid before choosing consolidation. Usually this means making 3 timely payments in a row, or applying for an income-driven repayment plan.
When you apply for a Direct Consolidation Loan, you don’t have to consolidate all of your eligible loans.