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The FBI recently warned shoppers to be wary of scams when buying gift cards through auctions or classified ads.
According to the National Retail Federation, almost 60 percent of those surveyed by the industry group said they wanted gift cards as presents this year.
Online resellers like Gift Card and Plastic allow sellers to list used or new gift cards, and offer buyer protection policies guaranteeing cards are worth what the seller claims.
Spend wisely, for sure, but also do so in a timely fashion.The NRF estimates Santa’s helpers will spend a whopping .79 billion this holiday season fulfilling gift-card wishes.“Retailers are pulling out all the stops this year to make their gift cards personal, convenient and desirable,” said NRF President and CEO Matthew Shay in a statement.Thanks to their partnerships with various retailers and restaurants, credit card issuers often let you redeem rewards for discounted gift cards.
For instance, as of writing this, Chase had i Tunes, Kohl's, JCPenney, Pottery Barn and West Elm gift cards going at a 10% discount on its Ultimate Rewards site.
“This protects consumers from buying cards that do not have the advertised value or do not work at the store for which they purchased it.” Gift Card Granny works as a search engine for gift cards, listing available cards and discounts – up to 80 percent off, with an average discount of about 9 percent.