Is post dating a check ilegal


17-Oct-2020 10:37

is post dating a check ilegal-61

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For ex: If I give you a check with date as 1st may 2025, up until 30th April 2024, the check is worthless.

Even if you try to deposit the check in your bank, the bank will reject it.

If you can be sure that the check won't get to your account before the date you have on it that is fine, but you need to be sure you have money to cover it.

Most banks and check cashing services will not cash "post-dated" checks until the date comes due on the date of the check.

Most people tend to make out post dated check because they do not have enough money in their account at the time the check is made out. Usually, a person writes a check like that because the money is not in the account yet. Writing a post-date check is perfectly legal anywhere in the world. A check can be submitted for encashing only on or after the date mentioned on the check has reached.

Until the check's date has reached, it is a worthless piece of paper that has no value.

If the check cannot be exchanged immediately exchanged then the issuer of the check made false representation that fit the definition of fraud.

It is technically illegal to write a post dated check. Though it is illegal in some states to request someone to write you a (or many) post dated checks to guarantee payment.

Postdating is to put a date on the check for some time in the future, not the current date.



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