Does consolidating credit cards affect your credit score


23-Aug-2020 11:27

Make sure you read the fine print so you understand what the lender charges.

You should also pay attention to the loan's APR so you can compare loans effectively.

The open credit cards help your credit age stay high and keep your utilization rate low.

You need self-discipline to make sure you don't rack up the same credit card debt again.

That is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.

Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team.

This leaves you with one monthly payment to manage and, if you do it right, a lower interest rate." data-reactid="27"If you're up to your neck in debt, consolidating your debts you owe into one loan may seem logical.

You use the proceeds of either a personal loan or a balance transfer credit card to pay off your existing debts.



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