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It's not just that getting hitched could potentially harm our finances—there are actual, tangible costs.The new Pay As You Earn plan (revised in 2015), which determines student loan payment caps, helps single earners, but can drastically increase monthly payments for married couples.Not only did I leave college with tens of thousands of dollars in student loan debt, but I have struggled for years to find full-time work, despite sending out resume after resume. Black women are twice as likely to be unemployed, compared to white women, according to the Bureau of Labor.And while some would pin this on black women being more likely to work in fields with lower pay, that fails to acknowledge the reality of name-based hiring discrimination.And yet, I’m hesitant to actually walk down the aisle. ” he asked casually over dinner a few months after bringing our baby home from the hospital. I was a 21-year-old college student trying to find a committed, respectful relationship in the midst of New York City hook-up culture.I shrugged and stared at my plate, trying to avoid eye contact. Men were more interested in getting a drink and going back to my place than they were in my name, let alone my hobbies or passions.And whenever I meet very successful middle-aged black women, they’re typically single and without children. Meanwhile, Michelle Alexander points out in her book that there are more black men under correctional control today than there were under slavery in 1850—at least 1.7 million, to be precise—limiting their opportunities for education and employment.
Filing jointly as a married couple has zero benefits for us.Not only did I find a black man who wanted to love me, but I also felt he was worthy of my love.I had hit the jackpot: My guy loved black women, had never been to jail, had a master’s degree in social work, and was dedicated to fatherhood and his career.Then he looked up at me, still grinning, and any fears I ever had that we would not last vanished for good.
I finally felt confident enough in our relationship to say “yes” to the big question.Unfortunately, our website is currently unavailable in most European countries.